Emissions from residential mortgages, attributed to the energy consumption of mortgaged properties. Typically, smaller in size and individually owned
- Residential loans tied to homeowner energy use
- Limited direct data → use regional or postal-code emissions intensity
- Data points: Floor area, energy rating, location
2. Information Required
A. Customer Information
Fill in the following fields:
- Customer name: Search and select an existing customer you added as a business customer. This will auto populate the address, SYNE ID, Customer type, email, phone, and address details as saved in the Business Customer
- Customer ID: Enter manually. This should be coming from the source systems post integration. eg. Core Banking System.
B. Loan Information
Capture loan-specific details:
- Loan Application ID: Default to Mortgage.
- Original Value: & Outstanding Loan: Enter Values
- Loan Start Date and End Date: Enter dates.
- Loan Period: Auto calculated as per the dates
- Attachments: Upload supporting documents if available.
C. Asset Information
Capture asset-specific details:
- Asset Class: Default to Mortgages.
- Asset Type: Residential/ Multi Residentials
- Built Area: Enter Value
- Adult and Child Occupants: Enter values
- Latitude and Longitude: (Optional)
- Data Type: Estimate (auto populated)
Finally, click “Create” to save the entry. This action will also automatically calculate and populate the Estimated Energy Use and Financed Emissions for the Mortgage.